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Ontario and Alberta recorded the highest mortgage application fraud rates in Q2 as Equifax warned lenders to account for regional differences in financial stress.

Mortgage delinquencies remain low nationally, but borrowers in Canada's most expensive housing markets are showing greater signs of strain.

As the last wave of mortgage renewals from the era of ultra-low interest rates comes, a new survey suggests most homeowners have been managing higher payments.

Canadian households are showing a growing divide between those successfully managing debt and those reaching a financial breaking point.

Severe mortgage delinquencies jumped in late 2025 even as the overall rate stayed low, new Equifax data shows, offering an early signal of strain as Canada enters peak mortgage ... More

Canadians took on more mortgage debt last year, with the total debt hovering close to $2 trillion in 2025, a report by Equifax Canada shows.

Rising delinquencies made renewal decisions far less forgiving

The city's pace of mortgage delinquencies has surged ahead of the rest of the country, despite remaining low by historical standards

CMHC isn't sounding the alarm on the mortgage outlook, but its deputy chief economist flagged some 'warning signs' as Trump's tariff chaos continues

Ontario’s mortgage delinquency rate soared to record highs in the first quarter of 2025, marking the most severe year-over-year spike in the country and raising red flags ... More

Despite affordability gains, missed payments hit highest rate since early 2021